Is an Appraiser the Same as a Public Adjuster or an Attorney?

The three roles side by side

Role	What the role does
Public adjuster	Represents the policyholder in the claim itself.
Attorney	Gives legal advice.
Appraiser	Is named to value the loss inside the appraisal process.

Where the appraiser sits in the process

Each side names an appraiser, the two appraisers select an umpire, and when any two of the three agree on a number, that number generally binds both sides as to the amount of the loss.

Appraisal decides the amount of a loss, not whether the policy covers it.

Who this page is for

Property owners deciding who to bring in, and the contractors, public adjusters and attorneys who work alongside an appraiser and need the distinction stated plainly.

Working with a public adjuster or an attorney

We are hired by carriers, and brought in by attorneys, public adjusters, contractors, and insureds.

More on background and the three roles we take is on our credentials page.